Pulaski Bank | Pulaski Bank Gold Visa Card

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Pulaski Bank Gold Visa® Card
Issued by Pulaski Bank

Pulaski Bank Gold Visa� Card

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Review

The Pulaski Bank Gold Visa® Card, issued by Pulaski Bank, is designed for those with good credit who are looking for a very low cost credit card.

The best feature of this credit card is the reasonably low fixed interest rate offered at 8.00% for all transactions; it offers a very low cost option to those who plan to carry a revolving balance. It is important to note that the rate for purchases and cash advances is the same, which is a rare benefit, considering that the APR for cash advances is usually significantly higher.

There is also a very attractive 0% introductory rate for six months on balance transfers submitted within the first three months. In addition, there is no annual fee for the card.

Aside from the reasonably low interest rate, cardholders can expect common gold benefits, such as travel and emergency assistance services, as well as various purchase protection services. However, members should not expect any extraordinary benefits or services offered by the card.

Those who plan to carry a balance (due to the reasonably low interest rate offered) and do not want to pay an annual fee will benefit most from what the Pulaski Bank Gold Visa® Card has to offer.

Updated: January 2, 2009

Most Attractive Feature(s) : Reasonably low APR; 0% introductory rate for six months; no annual fee.

Least Attractive Feature(s) : No rewards program option.

Terms and Conditions

Note: The review on this card was updated on January 2, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Specifics

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Category Definitions

Card Category: Regular

Introductory Rate : 0% APR for 6 Months

Applied Towards : Balance Transfers

Introductory Rate Details : The introductory rate is available on balance transfers submitted during the first three months.

Annual Fee : $0

Additional Cardholders : $0

Grace Period : 25 Days

Minimum Credit Limit : n/a

Maximum Credit Limit : n/a

Late Payment Fee : $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000

Over-The-Limit Fee : $35

Cash Advance Fee : None

Balance Transfer Fee : None

Perks / Notations

Additional Perks

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Important Notations

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Additional Information

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APR (Purchases) : 8.00%

APR (Cash Advances) : 8.00%

Finance Configuration : Average Daily Balance (including new purchases)

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