Pulaski Bank | Pulaski Bank Visa Card

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Pulaski Bank Visa® Card
Issued by Pulaski Bank

Pulaski Bank Visa� / MasterCard�

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Review

The Pulaski Bank Visa® Card issued by Pulaski Bank, is designed for those with an average credit history who are looking for a very low cost credit card.

The best feature of this credit card is the reasonably low fixed interest rate of 6.50% (for purchases and cash advances); it provides a very low cost option to those who plan to carry a revolving balance. There is also a very attractive introductory rate for six months on balance transfers. In addition, the annual fee of $35 is very reasonable for such a low interest rate credit card.

However, aside from the reasonably low interest rate for all transactions, cardholders should not expect any extraordinary benefits or services offered by the card.

Those who plan to carry a balance (due to the low interest rate offered), do not mind paying an annual fee of $35, and do not care for any extraordinary benefits or services will benefit most from what the Pulaski Bank Visa® Card has to offer.

Updated: January 2, 2009

Most Attractive Feature(s) : Very low APR; 0% introductory rate for six months on balance transfers.

Least Attractive Feature(s) : Annual fee.

Terms and Conditions

Note: The review on this card was updated on January 2, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Specifics

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Category Definitions

Card Category: Regular

Introductory Rate : 0% APR for 6 Months

Applied Towards : Balance Transfers

Introductory Rate Details : The introductory rate is available on balance transfers submitted during the first three months.

Annual Fee : $35

Additional Cardholders : $0

Grace Period : 25 Days

Minimum Credit Limit : n/a

Maximum Credit Limit : n/a

Late Payment Fee : $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000

Over-The-Limit Fee : $35

Cash Advance Fee : None

Balance Transfer Fee : None

Perks / Notations

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Important Notations

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Additional Information

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APR (Purchases) : 6.50%

APR (Cash Advances) : 6.50%

Finance Configuration : Average Daily Balance (including new purchases)

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