Advanta | Advanta Platinum Day Interest Free BusinessCard

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Advanta Net-90 Platinum BusinessCard
Issued by Advanta

Advanta Net-90 Platinum BusinessCard

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Apply Online for the Advanta Net-90 Platinum BusinessCard.

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Review

The Advanta Net-90 Platinum BusinessCard is a good option for people with very good credit who are looking to manage all their business expenses on one credit card account.

Business card accountholders will have access to a rewards program where one point is awarded for every dollar spent. Rewards can then be redeemed for travel, gift certificates, and merchandise. Rewards can also be redeemed for $50 checks when an account reaches a minimum of 15,000 points. Cardmembers may participate only if their account is in good standing.

There is no limit to the number of points cardholders may earn, but points do expire 36 months after being issued.

Perhaps the greatest benefit of carrying this card is that accountholders will have 90 days interest free on all new purchases. This is not a promotional offer, and comes standard with all approved accounts.

Accountholders will have access to their account 24/7 and will have access to convenient business benefits such as free employee cards and discounts on services including car rentals.

For a business card, the interest rates for purchases and cash advances (which are the same) are slightly higher than the average. Also, the interest rates are based on the highest Prime Rate offered over a 90-day period which may mean higher rates for a longer stretch of time.

Business card applicants who plan on avoiding finance changes by paying their monthly statement in full and who plan on taking
advantage of the reward program will benefit the most from the Advanta Net-90 Platinum BusinessCard.

Updated: January 2, 2009

Most Attractive Feature(s) : Reward program; 90 days interest free for purchases; no annual fee

Least Attractive Feature(s) : No introductory offer; APRs are based on the highest Prime Rate over a 90-day period

Note: The review on this card was updated on January 2, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Specifics

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Category Definitions

Card Category: Business

Annual Fee : $0

Additional Cardholders : $0

Annual Fee Details : n/app

Grace Period : n/a

Minimum Credit Limit : n/a

Maximum Credit Limit : n/a

Late Payment Fee : $19 if balance is less than $250; $39 if balance is $250 or more

Over-The-Limit Fee : $15 on balances up to $501; $29 on balances of $501 up to $1,001; and $39 on balances over $1,001

Cash Advance Fee : 3%, $5 minimum

Balance Transfer Fee : None

Reward Program Details

Points per Dollar : 1 Point

Additional Points : None

Point Details : Accountholders may redeem points for travel, certificates, checks in $50 increments, and merchandise.

Expiration : Points expire 36 months after they are earned.

Yearly Limit : None

Perks / Notations

Additional Perks

Various Internet related account services.
Access to discounts and offers.
No-Fee employee cards.
$0 fraud liability.
See website for additional benefits.

Important Notations

See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for the Advanta Net-90 Platinum BusinessCard.

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APR (Purchases) : 15.99%

The APR for purchases is based on the Prime Rate.

APR (Cash Advances) : 19.99%

The APR for cash advances is based on the Prime Rate.

Finance Configuration : Average Daily Balance (including new purchases)

Credit Card Reviews - Ratings are based on the CardOffers.com rating system. Posted ratings should not be the only factor in helping you decide which credit card is right for you. Reviews are believed to be accurate during time of evaluation; however, information posted may change after the review date. By entering this page you agree to the Terms and Conditions of CardOffers.com. Learn more about the Partnership Network .