BEWARE!!!!!!!

I have had this card since 2000. In 6/07, I applied for and received an AMEX Clear card. This is the last credit card I have acquired. After, receiving this card, AMEX lowered my credit limit on my Blue Cash card by 12k. Two months later, both cards were cancelled and reported as derogatory to the credit bureaus. The reason was that my balance to credit limit ratio had increased. Of course, it increased when you lowered the limit by $12,000. Customer service did nothing but re-read the letter to me that I received in the mail over and over. No one could explain why this action was taken or what in my credit report, other than AMEX's actions, contributed to this decision. BEWARE!!!!! AMEX is not what it used to be.

Most Attractive Feature: There are better cards out there.
Least Attractive Feature: Bad Customer Service

great card

I spend $2500 a month, so I quickly get to the $6500 minimum for the higher level. Haven't had any problems at all with the card or rebate program. Highly recommended for all those who charge > $6500/yr, and pay off their account each month.

Most Attractive Feature: Great cash rewards
Least Attractive Feature: Late one day on payment? It'll wipe out your rebate for the year.

Very Nice Card overall!

One feels that one has "arrived" when getting an American Express Blue card. Their website is well done when it's functional - they need to improve uptime on that.

Most Attractive Feature: 5% Cash Back
Least Attractive Feature: Have to get to $6500 to start getting 5%

It is good card to keep in your wallet

I have been with Amex Credit card for a long time. Fairly, it is easier to get this card even wihout good credit. this card offers a nice credit line and average APR. Customer service is Ok. Online account is easy to handle. Altough not all transactions are posted timely, paying the balance is pretty fast. I was a little bit embarrassed sometime when my Amex could not be taken by 10% machants.

Most Attractive Feature: High Credit Line, Good CSR
Least Attractive Feature: ridiculous cash back

I like the high credit limit.

I didn't personally get Blue Cash for the rewards. The thing i like most about my 3 AMEX cards is how i can raise my own credit limit or re-allocate credit limts among my accounts on the website without having to deal with a customer service rep. My experience is that AMEX has the most generous credit limits of all my cards. However, i don't like how they advertise it it as a 5% cash back card because you really have to spend a lot of money in order for it to go into affect.($6500.00) So i only recommend this as a rewards card if you plan to spend that much anytime soon.

Most Attractive Feature: High credit limit.
Least Attractive Feature: Must spend $6500.00 in order to recieve 5% back, AMEX not always accepted

Don't use this card for cash back

I had this card for about 1 year. I paid the balance in full every month, $900 to $5000. I went on vacation and when I cam home, the payment was due.
It arrived 1 day late. It cost me $73 in interest and late fees. They also wiped out my cash-back amount as well. I called but they would not budge and told me to read the fine print on the card agreement. I cancelled the account and I no longer accept American Express in my store.

Most Attractive Feature: None
Least Attractive Feature: No slack here

5% cash reward is a joke compared to Discover cash back

I have a Discover card and earned close to $400 in cash back rewards for year 2005. I still use it. Their(4) 5% back programs a year covered the areas where I had some big expenditures, ie; dental and perscriptions. The current program is 5% cash back on automotive repairs and car washes, without having to reach any spending limit for it to kick in. Great!! I signed up for Blue cash (2) months ago for they were offering 5% back on gas and grocery purchases at this time. Forget that 5% cash back. On $373 of purchases in that category I received $3.28 in rewards. I would have been better off to have made them with Discover, even with it only being 1%, on the non program purchases. Blue cash doesn't look that terric to me.

I will go back to Discover, track only one card, and be a lot better off. IMO

Most Attractive Feature: No better than any other rewards card
Least Attractive Feature: 5% cash rewards is a joke