Choosing a credit card made simple. See our wide array of credit card offers. Use our Credit Card Resources to compare and find the best credit card for you. Apply online.

Find All The Major Credit Cards Here

Custom Fit Credit Cards for Any Situation

By Deidre Shirley

The best (and only) way to apply for multiple credit cards at once, and only have your credit score pulled once, is to apply for the HSBC Bank Orchard Bank Classic MasterCards. This is a new way of applying for cards where you use their credit card selector to custom fit a card to your needs. Your credit needs vary from needing to establish better credit, needing 0% intro rates, needing a secured or unsecured card, etc… and this is where HSBC picks the perfect card for your particular needs.

IMPORTANT: this option was designed for people with bad, poor, and average credit ratings so it will give you what is best for you, not always what you want. If you have perfect or excellent credit, there are more rewards cards available to you. But if you don’t, this is the next best option.

With the Credit Card Selector, you supply the information required to pre-qualify for a credit card offer. HSBC then provides a recommendation for a credit card that best fits your needs before you start the application process. Once you've reviewed our recommendation, you can then choose to apply for your custom fit credit card. You can get approved instantly, or you may have to wait for an answer.

What are the benefits of a custom fit credit card?

1.      Quick - Fill out the inquiry form and select the Submit button. HSBC willl pre-qualify you without affecting your credit score in 60 seconds or less.

2.      Easy - View the credit cards you're actually pre-qualified for. Our process takes out the guesswork of what cards you can reasonably get accepted for. And not only are these cards that you will get accepted for, they are also cards which are based off of your needs and not always your wants, which can help boost your credit score and manage your choices wisely. Choose the credit card you like best and is tailored to your requirements.

3.      Risk-Free - Complete any additional steps, like choosing a card design, and your application is done and approved quickly.

4.      Rush Processing - Rush Processing is available on some cards, but if you choose Rush Processing, a small fee will apply. This way you can begin using your new card quickly. We receive emails nearly every day expressing how grateful people were to be able to apply for a card they knew they were going to get accepted for. No one wants to waste getting their credit pulled on a card they might be declined for, which is another reason we recommend the Orange Bank Classic Mastercard application tool.

Published: Tuesday 21st of October 2008 07:04:54 PM

For more information on credit cards and related topics, please see our library of articles.